:root {
  --red: #e30613;
  --red-dark: #b9000b;
  --red-soft: #fff0f1;
  --ink: #151515;
  --ink-soft: #353535;
  --muted: #686868;
  --surface: #f4f4f2;
  --surface-2: #ebebe8;
  --white: #ffffff;
  --line: rgba(21, 21, 21, 0.12);
  --line-light: rgba(255, 255, 255, 0.2);
  --shadow-sm: 0 12px 28px rgba(20, 20, 20, 0.08);
  --shadow-lg: 0 30px 90px rgba(20, 20, 20, 0.14);
  --radius-xl: 38px;
  --radius-lg: 28px;
  --radius-md: 20px;
  --shell: min(1240px, calc(100vw - 48px));
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: clip;
}
body.menu-open { overflow: hidden; }
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; }
button { color: inherit; }
[hidden] { display: none !important; }
address { font-style: normal; }
section[id] { scroll-margin-top: 92px; }

.skip-link {
  position: fixed;
  top: 12px;
  left: 12px;
  z-index: 1000;
  padding: 11px 16px;
  border-radius: 10px;
  background: var(--ink);
  color: var(--white);
  transform: translateY(-160%);
  transition: transform 0.2s ease;
}
.skip-link:focus { transform: translateY(0); }
.shell { width: var(--shell); margin-inline: auto; }
.hero-grid > *,
.calculator-layout > *,
.split-heading > *,
.protection-grid > *,
.faq-layout > *,
.editorial-section > * { min-width: 0; }


.site-header {
  position: fixed;
  z-index: 100;
  inset: 0 0 auto;
  color: var(--ink);
  background: rgba(255, 255, 255, 0.88);
  backdrop-filter: blur(20px);
  transition: box-shadow 0.25s ease, background 0.25s ease;
}
.site-header.is-scrolled {
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 1px 0 var(--line), 0 12px 30px rgba(20, 20, 20, 0.04);
}
.header-inner {
  min-height: 78px;
  display: grid;
  grid-template-columns: 190px 1fr auto;
  gap: 28px;
  align-items: center;
}
.brand { display: inline-flex; align-items: center; width: 184px; }
.brand-image { width: 184px; height: 48px; object-fit: contain; object-position: left center; }
.desktop-nav { display: flex; justify-content: center; gap: 28px; font-size: 14px; font-weight: 680; }
.desktop-nav a { position: relative; padding: 8px 0; }
.desktop-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 100%;
  bottom: 1px;
  height: 2px;
  border-radius: 999px;
  background: var(--red);
  transition: right 0.2s ease;
}
.desktop-nav a:hover::after,
.desktop-nav a:focus-visible::after { right: 0; }
.header-cta { min-height: 44px; padding-inline: 19px; white-space: nowrap; }
.menu-toggle, .mobile-nav { display: none; }

.button {
  display: inline-flex;
  min-height: 50px;
  align-items: center;
  justify-content: center;
  gap: 9px;
  padding: 0 22px;
  border: 1px solid transparent;
  border-radius: 999px;
  cursor: pointer;
  font-size: 15px;
  font-weight: 760;
  letter-spacing: -0.012em;
  transition: transform 0.2s ease, background 0.2s ease, color 0.2s ease, border-color 0.2s ease;
}
.button:hover { transform: translateY(-2px); }
.button:focus-visible,
a:focus-visible,
button:focus-visible,
select:focus-visible,
input:focus-visible { outline: 3px solid rgba(227, 6, 19, 0.24); outline-offset: 3px; }
.button-primary { background: var(--red); color: var(--white); }
.button-primary:hover { background: var(--red-dark); }
.button-ghost { background: var(--white); color: var(--ink); border-color: var(--line); }
.button-ghost:hover { border-color: rgba(21, 21, 21, 0.28); background: var(--surface); }
.button-white { background: var(--white); color: var(--ink); }
.button-white:hover { background: #f3f3f3; }
.button-outline-white { color: var(--white); border-color: rgba(255,255,255,0.48); }
.button-outline-white:hover { background: rgba(255,255,255,0.1); border-color: var(--white); }
.button-large { min-height: 56px; padding-inline: 27px; }
.button-block { width: 100%; }
.button-row { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; }

.eyebrow {
  margin: 0 0 16px;
  color: var(--red);
  font-size: 12px;
  line-height: 1;
  font-weight: 820;
  letter-spacing: 0.15em;
  text-transform: uppercase;
}
.eyebrow.light { color: rgba(255,255,255,0.72); }
p { overflow-wrap: break-word; }
h1, h2, h3 { overflow-wrap: normal; word-break: normal; text-wrap: balance; }
h1 {
  margin: 0;
  font-size: clamp(58px, 6.4vw, 92px);
  line-height: 0.93;
  letter-spacing: -0.068em;
  font-weight: 790;
}
h2 {
  margin: 0;
  font-size: clamp(44px, 5.5vw, 76px);
  line-height: 0.98;
  letter-spacing: -0.055em;
  font-weight: 760;
}
h3 {
  margin: 0;
  font-size: 28px;
  line-height: 1.08;
  letter-spacing: -0.038em;
}
p { line-height: 1.62; }
.section { padding: 124px 0; }
.section-heading > p:last-child { max-width: 720px; margin: 25px auto 0; color: var(--muted); font-size: 18px; }
.centered { text-align: center; margin-inline: auto; }
.narrow { max-width: 920px; }

.hero {
  padding: 132px 0 64px;
  background:
    radial-gradient(circle at 14% 20%, rgba(227, 6, 19, 0.08), transparent 30%),
    var(--surface);
  overflow: hidden;
}
.hero-grid {
  min-height: 690px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(480px, 1fr);
  gap: 54px;
  align-items: center;
}
.hero-copy { padding: 35px 0; }
.hero-lead {
  max-width: 670px;
  margin: 28px 0 32px;
  color: var(--ink-soft);
  font-size: clamp(18px, 1.7vw, 23px);
  line-height: 1.5;
}
.trust-list {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 14px 24px;
  padding: 0;
  margin: 42px 0 0;
  color: var(--ink-soft);
  font-size: 14px;
  font-weight: 680;
}
.trust-list li { display: flex; align-items: center; gap: 10px; }
.trust-list li::before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--red);
  box-shadow: 0 0 0 5px rgba(227,6,19,0.1);
}
.hero-visual {
  position: relative;
  min-height: 620px;
  border-radius: var(--radius-xl);
}
.hero-visual::before {
  content: "";
  position: absolute;
  inset: -24px 28px 24px -24px;
  z-index: 0;
  border-radius: var(--radius-xl);
  background: var(--red);
}
.hero-visual img {
  position: absolute;
  z-index: 1;
  inset: 0;
  width: 100%;
  height: 100%;
  border-radius: var(--radius-xl);
  object-fit: cover;
  object-position: center;
  box-shadow: var(--shadow-lg);
}
.floating-card {
  position: absolute;
  z-index: 2;
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 16px 18px;
  border: 1px solid rgba(255,255,255,0.72);
  border-radius: 18px;
  background: rgba(255,255,255,0.93);
  box-shadow: var(--shadow-sm);
  backdrop-filter: blur(14px);
}
.floating-card strong, .floating-card small, .floating-card span { display: block; }
.floating-card strong { font-size: 16px; }
.floating-card small { margin-top: 3px; color: var(--muted); }
.floating-card-top { top: 30px; right: -28px; }
.floating-card-bottom { left: -38px; bottom: 30px; display: block; }
.floating-card-bottom > span { color: var(--muted); font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; }
.floating-card-bottom strong { margin-top: 6px; font-size: 22px; letter-spacing: -0.03em; }
.status-icon {
  width: 36px;
  height: 36px;
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--red);
  color: var(--white);
  font-weight: 900;
}

.popular-section { padding: 32px 0; background: var(--white); border-bottom: 1px solid var(--line); }
.popular-inner { display: grid; grid-template-columns: 290px 1fr; gap: 42px; align-items: center; }
.popular-inner .eyebrow { margin-bottom: 8px; }
.popular-inner h2 { font-size: 27px; letter-spacing: -0.04em; line-height: 1.05; }
.amount-chips { display: flex; flex-wrap: wrap; gap: 10px; justify-content: flex-end; }
.amount-chips button {
  min-height: 46px;
  padding: 0 18px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: var(--surface);
  cursor: pointer;
  font-size: 14px;
  font-weight: 760;
  transition: background 0.2s ease, color 0.2s ease, border-color 0.2s ease, transform 0.2s ease;
}
.amount-chips button:hover,
.amount-chips button.is-active {
  color: var(--white);
  background: var(--red);
  border-color: var(--red);
  transform: translateY(-1px);
}

.process-section { background: var(--white); }
.process-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 68px; }
.process-card {
  position: relative;
  min-height: 390px;
  padding: 32px;
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  background: var(--surface);
  display: flex;
  flex-direction: column;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}
.process-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-sm); border-color: rgba(227,6,19,0.2); }
.process-number { color: var(--muted); font-size: 13px; font-weight: 820; }
.process-icon {
  width: 62px;
  height: 62px;
  margin: 32px 0 auto;
  border-radius: 20px;
  display: grid;
  place-items: center;
  background: var(--red);
  color: var(--white);
}
.process-icon svg { width: 29px; height: 29px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.process-card h3 { margin-top: 40px; }
.process-card p { margin: 15px 0 0; color: var(--muted); }

.calculator-section { background: var(--ink); color: var(--white); }
.calculator-layout { display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(480px, 0.72fr); gap: 90px; align-items: center; }
.calculator-copy > p:not(.eyebrow) { max-width: 620px; margin: 26px 0 0; color: rgba(255,255,255,0.68); font-size: 19px; }
.feature-list { list-style: none; display: grid; gap: 14px; padding: 0; margin: 34px 0; }
.feature-list li { display: flex; align-items: flex-start; gap: 12px; color: rgba(255,255,255,0.88); }
.feature-list li::before { content: "✓"; color: var(--white); font-weight: 900; }
.mini-note { max-width: 580px; padding-left: 18px; border-left: 2px solid var(--red); color: rgba(255,255,255,0.56); font-size: 13px; line-height: 1.58; }
.calculator-card {
  padding: 34px;
  border-radius: var(--radius-xl);
  background: var(--white);
  color: var(--ink);
  box-shadow: var(--shadow-lg);
}
.calculator-topline { display: flex; align-items: center; justify-content: space-between; gap: 20px; margin-bottom: 28px; font-size: 14px; font-weight: 780; }
.calculator-badge { padding: 8px 11px; border-radius: 999px; background: var(--red-soft); color: var(--red); font-size: 11px; text-transform: uppercase; letter-spacing: 0.06em; }
.select-label { display: block; margin-bottom: 9px; color: var(--muted); font-size: 13px; font-weight: 730; }
.select-wrap { position: relative; }
.select-wrap::after { content: "⌄"; position: absolute; right: 17px; top: 50%; transform: translateY(-55%); pointer-events: none; color: var(--muted); }
select {
  width: 100%;
  min-height: 52px;
  appearance: none;
  padding: 0 44px 0 16px;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: var(--surface);
  color: var(--ink);
  font-weight: 700;
}
.field-heading { display: flex; align-items: end; justify-content: space-between; gap: 20px; margin-top: 32px; }
.field-heading label { color: var(--muted); font-size: 13px; font-weight: 730; }
.field-heading output { font-size: 25px; font-weight: 820; letter-spacing: -0.04em; }
.second-field { margin-top: 31px; }
input[type="range"] {
  --range-progress: 0%;
  width: 100%;
  height: 5px;
  margin: 24px 0 10px;
  appearance: none;
  border-radius: 999px;
  background: linear-gradient(to right, var(--red) 0 var(--range-progress), #d9d9d9 var(--range-progress) 100%);
  cursor: pointer;
}
input[type="range"]::-webkit-slider-thumb {
  width: 22px;
  height: 22px;
  appearance: none;
  border: 4px solid var(--white);
  border-radius: 50%;
  background: var(--red);
  box-shadow: 0 2px 10px rgba(0,0,0,0.2);
}
input[type="range"]::-moz-range-thumb {
  width: 15px;
  height: 15px;
  border: 4px solid var(--white);
  border-radius: 50%;
  background: var(--red);
  box-shadow: 0 2px 10px rgba(0,0,0,0.2);
}
.range-labels { display: flex; justify-content: space-between; color: var(--muted); font-size: 12px; }
.estimate-panel { padding: 22px; margin: 30px 0 16px; border-radius: var(--radius-md); background: var(--surface); }
.estimate-panel span, .estimate-panel small { display: block; color: var(--muted); }
.estimate-panel span { font-size: 13px; font-weight: 700; }
.estimate-panel strong { display: block; margin: 6px 0 8px; color: var(--ink); font-size: 37px; letter-spacing: -0.055em; }
.estimate-panel small { line-height: 1.45; }
.privacy-note { margin: 12px 0 0; color: var(--muted); text-align: center; font-size: 11px; line-height: 1.4; }

.products-section { background: var(--surface); }
.split-heading { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(260px, 0.65fr); gap: 80px; align-items: end; }
.split-heading > p { margin: 0 0 4px; color: var(--muted); font-size: 18px; }
.product-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin-top: 68px; }
.product-card {
  position: relative;
  overflow: hidden;
  min-height: 580px;
  border-radius: var(--radius-lg);
  background: var(--white);
  display: flex;
  flex-direction: column;
}
.product-card img { width: 100%; height: 330px; object-fit: cover; }
.product-card .car-photo { object-position: center 56%; }
.product-featured { grid-row: span 2; min-height: 1176px; color: var(--white); }
.product-featured img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.product-overlay { position: absolute; inset: 0; background: linear-gradient(180deg, rgba(0,0,0,0.05) 25%, rgba(0,0,0,0.82) 100%); }
.product-content { position: relative; z-index: 1; flex: 1; display: flex; flex-direction: column; padding: 30px; }
.product-content-light { margin-top: auto; flex: 0 0 auto; padding: 42px; }
.product-content h3 { max-width: 560px; font-size: clamp(31px, 3vw, 43px); }
.product-content > p:not(.eyebrow) { color: rgba(255,255,255,0.76); }
.image-card .product-content { min-height: 250px; }
.image-card .product-content h3 { font-size: 34px; }
.card-link { display: inline-flex; align-items: center; gap: 9px; margin-top: auto; padding-top: 24px; color: var(--red); font-weight: 780; }
.card-link span { transition: transform 0.2s ease; }
.card-link:hover span { transform: translateX(4px); }
.light-link { color: var(--white); }
.secondary-options { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 16px; }
.secondary-options a {
  min-height: 190px;
  padding: 28px;
  border-radius: var(--radius-md);
  background: var(--white);
  display: flex;
  flex-direction: column;
  transition: transform 0.22s ease, box-shadow 0.22s ease;
}
.secondary-options a:hover { transform: translateY(-4px); box-shadow: var(--shadow-sm); }
.secondary-options strong { margin-top: auto; font-size: 23px; letter-spacing: -0.03em; }
.secondary-options small { margin-top: 8px; color: var(--muted); font-size: 14px; line-height: 1.45; }
.option-icon { width: 45px; height: 45px; display: grid; place-items: center; border-radius: 14px; background: var(--red-soft); color: var(--red); font-size: 22px; font-weight: 800; }

.editorial-section { display: grid; grid-template-columns: 1fr 1fr; min-height: 760px; background: var(--red); color: var(--white); }
.editorial-image { min-height: 760px; background: url("../assets/business-meeting.webp") center / cover no-repeat; }
.editorial-copy { display: flex; flex-direction: column; justify-content: center; padding: 100px clamp(45px, 7vw, 120px); }
.editorial-copy h2 { max-width: 720px; }
.editorial-copy > p:not(.eyebrow) { max-width: 640px; margin: 25px 0 0; color: rgba(255,255,255,0.8); font-size: 19px; }
.check-list { list-style: none; display: grid; gap: 15px; padding: 0; margin: 30px 0 36px; }
.check-list li { display: flex; align-items: flex-start; gap: 12px; }
.check-list li::before { content: "✓"; font-weight: 900; }
.editorial-copy .button { align-self: flex-start; }

.protection-section { background: var(--white); }
.protection-grid { display: grid; grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr); gap: 90px; }
.protection-heading { position: sticky; top: 120px; align-self: start; }
.protection-heading > p:not(.eyebrow) { max-width: 580px; color: var(--muted); font-size: 18px; }
.protection-list { border-top: 1px solid var(--line); }
.protection-list article { display: grid; grid-template-columns: 58px 1fr; gap: 18px; padding: 38px 0; border-bottom: 1px solid var(--line); }
.protection-list article > span { color: var(--red); font-size: 13px; font-weight: 820; }
.protection-list h3 { font-size: 30px; }
.protection-list p { max-width: 580px; margin: 12px 0 0; color: var(--muted); }

.reviews-section { background: var(--surface); }
.review-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 66px; align-items: stretch; }
.review-card {
  min-height: 410px;
  margin: 0;
  padding: 32px;
  border-radius: var(--radius-lg);
  background: var(--white);
  display: flex;
  flex-direction: column;
}
.featured-review { background: var(--red); color: var(--white); transform: translateY(-16px); }
.stars { color: var(--red); letter-spacing: 0.12em; }
.featured-review .stars { color: var(--white); }
.review-card blockquote { margin: 34px 0 0; font-size: 24px; line-height: 1.4; letter-spacing: -0.025em; }
.review-card figcaption { display: grid; gap: 4px; margin-top: auto; padding-top: 34px; }
.review-card figcaption span { color: var(--muted); font-size: 14px; }
.featured-review figcaption span { color: rgba(255,255,255,0.72); }

.faq-section { background: var(--white); }
.faq-layout { display: grid; grid-template-columns: minmax(0, 0.72fr) minmax(0, 1fr); gap: 100px; }
.faq-list { border-top: 1px solid var(--line); }
details { border-bottom: 1px solid var(--line); padding: 25px 0; }
summary { position: relative; padding-right: 50px; cursor: pointer; list-style: none; font-size: 22px; font-weight: 750; letter-spacing: -0.025em; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; position: absolute; right: 2px; top: -4px; color: var(--red); font-size: 31px; font-weight: 400; }
details[open] summary::after { content: "−"; }
details p { max-width: 720px; margin: 17px 0 0; padding-right: 40px; color: var(--muted); }

.final-cta { padding: 104px 0; background: var(--red); color: var(--white); }
.final-cta-inner { display: flex; justify-content: space-between; align-items: flex-end; gap: 70px; }
.final-cta h2 { max-width: 850px; font-size: clamp(43px, 5.4vw, 72px); }
.final-buttons { flex: 0 0 auto; }

.site-footer { padding: 78px 0 30px; background: var(--ink); color: rgba(255,255,255,0.68); }
.footer-grid { display: grid; grid-template-columns: 1.65fr repeat(3, 1fr); gap: 58px; }
.footer-brand p { max-width: 380px; }
.footer-column { display: flex; flex-direction: column; gap: 12px; }
.footer-column h3 { margin: 0 0 8px; color: var(--white); font-size: 15px; }
.footer-column a:hover { color: var(--white); }
.footer-bottom { display: flex; justify-content: space-between; gap: 28px; margin-top: 68px; padding-top: 24px; border-top: 1px solid var(--line-light); font-size: 13px; }
.footer-bottom div { display: flex; gap: 22px; }

[data-reveal] { opacity: 0; transform: translateY(22px); transition: opacity 0.65s ease, transform 0.65s ease; }
[data-reveal].is-visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: 0.01ms !important; animation-duration: 0.01ms !important; }
  [data-reveal] { opacity: 1; transform: none; }
}

@media (max-width: 1120px) {
  .desktop-nav { gap: 18px; }
  .desktop-nav a:nth-child(4), .desktop-nav a:nth-child(5) { display: none; }
  .hero-grid { grid-template-columns: minmax(0, 1fr) minmax(430px, 1fr); gap: 42px; }
  .hero-visual { min-height: 560px; }
  .floating-card-top { right: -10px; }
  .floating-card-bottom { left: -18px; }
  .calculator-layout { gap: 55px; }
  .footer-grid { grid-template-columns: 1.5fr 1fr 1fr; }
  .footer-column:last-child { grid-column: 2 / 4; }
}

@media (max-width: 900px) {
  :root { --shell: min(100% - 32px, 760px); --radius-xl: 30px; --radius-lg: 24px; }
  .header-inner { min-height: 72px; grid-template-columns: 1fr auto; }
  .desktop-nav, .header-cta { display: none; }
  .menu-toggle { display: grid; width: 46px; height: 46px; padding: 0; place-content: center; gap: 7px; border: 0; border-radius: 50%; background: var(--surface); cursor: pointer; }
  .menu-toggle span { display: block; width: 23px; height: 2px; background: currentColor; transition: transform 0.2s ease; }
  .menu-toggle[aria-expanded="true"] span:first-child { transform: translateY(4.5px) rotate(45deg); }
  .menu-toggle[aria-expanded="true"] span:last-child { transform: translateY(-4.5px) rotate(-45deg); }
  .mobile-nav { position: fixed; inset: 72px 0 0; padding: 32px max(20px, calc((100vw - min(100% - 32px, 760px)) / 2)); background: var(--white); }
  .mobile-nav:not([hidden]) { display: flex; flex-direction: column; gap: 4px; }
  .mobile-nav a:not(.button) { padding: 15px 0; border-bottom: 1px solid var(--line); font-size: 24px; font-weight: 760; letter-spacing: -0.03em; }
  .mobile-nav .button { margin-top: 22px; }
  .hero { padding-top: 112px; }
  .hero-grid { min-height: auto; grid-template-columns: 1fr; gap: 60px; }
  .hero-copy { padding: 20px 0 0; }
  .hero-visual { min-height: 560px; width: calc(100% - 18px); margin-left: auto; }
  .popular-inner { grid-template-columns: 1fr; gap: 20px; }
  .amount-chips { justify-content: flex-start; }
  .section { padding: 90px 0; }
  .process-grid, .calculator-layout, .split-heading, .protection-grid, .review-grid, .faq-layout { grid-template-columns: 1fr; }
  .process-grid { margin-top: 48px; }
  .process-card { min-height: 320px; }
  .calculator-layout, .protection-grid, .faq-layout { gap: 50px; }
  .split-heading { gap: 28px; }
  .product-grid { grid-template-columns: 1fr; }
  .product-featured { grid-row: auto; min-height: 720px; }
  .secondary-options { grid-template-columns: 1fr; }
  .secondary-options a { min-height: 160px; }
  .editorial-section { grid-template-columns: 1fr; }
  .editorial-image { min-height: 520px; }
  .editorial-copy { padding: 80px 24px; }
  .protection-heading { position: static; }
  .review-grid { gap: 12px; }
  .featured-review { transform: none; }
  .final-cta-inner { flex-direction: column; align-items: flex-start; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
  .footer-column:last-child { grid-column: auto; }
}

@media (max-width: 580px) {
  :root { --shell: calc(100vw - 24px); --radius-xl: 25px; --radius-lg: 22px; }
  .brand, .brand-image { width: 166px; }
  .hero { padding: 98px 0 42px; }
  h1 { font-size: clamp(48px, 13vw, 64px); }
  h2 { font-size: 43px; }
  h3 { font-size: 26px; }
  .hero-lead { font-size: 18px; }
  .hero-visual { min-height: 440px; width: calc(100% - 10px); }
  .hero-visual::before { inset: -13px 14px 14px -13px; }
  .floating-card { padding: 12px 14px; }
  .floating-card-top { top: 16px; right: -7px; }
  .floating-card-top small { display: none; }
  .floating-card-bottom { left: -7px; bottom: 16px; }
  .floating-card-bottom strong { font-size: 18px; }
  .trust-list { flex-direction: column; gap: 13px; }
  .button-row { align-items: stretch; }
  .hero-copy .button { flex: 1 1 180px; }
  .popular-section { padding: 28px 0; }
  .amount-chips { display: grid; grid-template-columns: 1fr 1fr; }
  .amount-chips button { width: 100%; }
  .section { padding: 76px 0; }
  .process-card { min-height: 300px; padding: 26px; }
  .calculator-card { padding: 24px; }
  .field-heading output { font-size: 21px; }
  .estimate-panel strong { font-size: 31px; }
  .product-card { min-height: 530px; }
  .product-featured { min-height: 620px; }
  .product-card img { height: 275px; }
  .product-content, .product-content-light { padding: 25px; }
  .image-card .product-content h3 { font-size: 31px; }
  .editorial-image { min-height: 390px; }
  .editorial-copy { padding-top: 65px; padding-bottom: 65px; }
  .protection-list article { grid-template-columns: 42px 1fr; }
  .protection-list h3 { font-size: 26px; }
  .review-card { min-height: 360px; padding: 26px; }
  .review-card blockquote { font-size: 21px; }
  summary { font-size: 20px; }
  .final-cta { padding: 80px 0; }
  .final-buttons { width: 100%; }
  .final-buttons .button { width: 100%; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-brand, .footer-column:last-child { grid-column: auto; }
  .footer-bottom { flex-direction: column; }
}

/* Credit request and legal pages */
.page-header { position: fixed; background: rgba(255,255,255,.96); }
.application-main { padding-top: 82px; background: var(--surface); }
.application-intro { padding: 82px 0 72px; background: var(--ink); color: var(--white); }
.application-intro-grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(360px,.72fr); gap: 90px; align-items: end; }
.application-intro h1 { max-width: 820px; margin: 12px 0 24px; font-size: clamp(48px,6.5vw,86px); line-height:.96; letter-spacing:-.06em; }
.application-intro p:not(.eyebrow) { max-width: 720px; color: rgba(255,255,255,.7); font-size: 18px; }
.application-trust { display:grid; gap:1px; overflow:hidden; border-radius:var(--radius-lg); background:rgba(255,255,255,.12); }
.application-trust > div { display:grid; grid-template-columns:42px 1fr; gap:2px 15px; padding:20px 22px; background:rgba(255,255,255,.06); }
.application-trust span { grid-row:1/3; width:34px; height:34px; display:grid; place-items:center; border-radius:50%; background:var(--red); font-size:12px; font-weight:800; }
.application-trust strong { font-size:15px; }.application-trust small{color:rgba(255,255,255,.62)}
.application-section { padding:72px 0 110px; }
.application-layout { display:grid; grid-template-columns:300px minmax(0,1fr); gap:54px; align-items:start; }
.application-sidebar { position:sticky; top:120px; }
.application-steps { list-style:none; padding:0; margin:24px 0 34px; display:grid; gap:11px; }
.application-steps li { display:flex; gap:14px; align-items:center; padding:15px; border-radius:16px; color:var(--muted); }
.application-steps li > span { width:34px;height:34px;display:grid;place-items:center;flex:0 0 auto;border:1px solid var(--line);border-radius:50%;font-size:12px;font-weight:800; }
.application-steps li div{display:grid;gap:2px}.application-steps strong{font-size:14px;color:var(--ink)}.application-steps small{font-size:12px}
.application-steps li.is-active { background:var(--white); box-shadow:var(--shadow-sm); }.application-steps li.is-active > span,.application-steps li.is-complete > span{background:var(--red);border-color:var(--red);color:white}
.security-note { display:flex;gap:13px;padding:19px;border:1px solid var(--line);border-radius:18px;background:rgba(255,255,255,.58); }.security-note>span{color:var(--red);font-size:23px}.security-note strong{font-size:14px}.security-note p{margin:5px 0 0;color:var(--muted);font-size:12px;line-height:1.5}
.contact-note{display:grid;gap:6px;margin-top:25px;padding:0 4px}.contact-note p{margin:0 0 3px;font-size:12px;color:var(--muted)}.contact-note a{font-size:13px;font-weight:720}
.application-card { overflow:hidden; border:1px solid var(--line); border-radius:var(--radius-xl); background:var(--white); box-shadow:var(--shadow-lg); }
.form-progress{height:5px;background:var(--surface-2)}.form-progress span{display:block;width:33.333%;height:100%;background:var(--red);transition:width .3s ease}
.form-step{padding:44px 46px 16px}.form-heading{margin-bottom:34px}.form-heading h2{font-size:clamp(36px,4vw,55px)}.form-heading>p:last-child{margin:16px 0 0;color:var(--muted)}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.form-field{display:flex;flex-direction:column}.form-field-full{grid-column:1/-1}.form-field-postcode{grid-column:span 1}.form-field-city{grid-column:span 1}
.form-field label{margin-bottom:9px;font-size:13px;font-weight:750}.form-field label span{font-weight:500;color:var(--muted)}
.form-field input,.form-field textarea,.form-field select{width:100%;border:1px solid rgba(21,21,21,.18);border-radius:14px;background:var(--white);color:var(--ink);outline:none;transition:border-color .2s,box-shadow .2s,background .2s}
.form-field input,.form-field select{min-height:54px;padding:0 15px}.form-field textarea{padding:15px;resize:vertical;min-height:112px}
.form-field input:focus,.form-field textarea:focus,.form-field select:focus{border-color:var(--red);box-shadow:0 0 0 4px rgba(227,6,19,.09)}
.form-field.has-error input,.form-field.has-error textarea,.form-field.has-error select{border-color:var(--red);background:#fff8f8}.field-error{min-height:17px;margin-top:6px;color:var(--red);font-size:11px}.field-meta{display:flex;justify-content:space-between;gap:18px;margin-top:7px;color:var(--muted)}
fieldset{padding:0;border:0;margin:0 0 38px}fieldset+fieldset{padding-top:32px;border-top:1px solid var(--line)}legend{width:100%;margin-bottom:22px;font-size:18px;font-weight:800}
.form-actions{display:flex;justify-content:flex-end;gap:12px;padding:28px 46px 38px}.form-actions .button{min-width:130px}.button-spinner{display:none;width:16px;height:16px;margin-left:9px;border:2px solid rgba(255,255,255,.45);border-top-color:white;border-radius:50%;animation:spin .7s linear infinite}.is-submitting .button-spinner{display:block}.is-submitting [data-submit] span:first-child{opacity:.75}@keyframes spin{to{transform:rotate(360deg)}}
.request-summary{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;margin-bottom:30px;overflow:hidden;border:1px solid var(--line);border-radius:18px;background:var(--line)}.summary-item{padding:17px 19px;background:var(--surface)}.summary-item span,.summary-item strong{display:block}.summary-item span{margin-bottom:5px;color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.06em}.summary-item strong{font-size:14px;overflow-wrap:anywhere}
.consent-list{display:grid;gap:15px}.check-field{display:grid;grid-template-columns:20px 1fr;gap:11px;align-items:start;font-size:13px;line-height:1.55}.check-field input{width:18px;height:18px;margin:2px 0 0;accent-color:var(--red)}.check-field a{color:var(--red);text-decoration:underline}.consent-error{min-height:18px;margin:0;color:var(--red);font-size:12px}.submission-note{margin-top:24px;padding:18px 20px;border-left:3px solid var(--red);background:var(--red-soft)}.submission-note strong{font-size:13px}.submission-note p{margin:5px 0 0;color:var(--ink-soft);font-size:12px}
.success-dialog{position:fixed;inset:0;z-index:1000;display:grid;place-items:center;padding:20px;background:rgba(10,10,10,.72);backdrop-filter:blur(10px)}.success-dialog[hidden]{display:none}.success-card{width:min(590px,100%);padding:44px;text-align:center;border-radius:30px;background:white;box-shadow:var(--shadow-lg)}.success-icon{width:66px;height:66px;margin:0 auto 24px;display:grid;place-items:center;border-radius:50%;background:var(--red);color:white;font-size:30px;font-weight:900}.success-card h2{font-size:clamp(37px,5vw,55px)}.success-card>p:not(.eyebrow){color:var(--muted)}.success-reference{margin:24px auto;padding:13px;border-radius:13px;background:var(--surface);font-size:13px}.success-actions{display:flex;justify-content:center;gap:10px;margin:24px 0 17px;flex-wrap:wrap}.success-card>small{color:var(--muted)}.compact-footer{padding:0 0 30px}.compact-footer .footer-bottom{margin-top:0}
.legal-main{padding-top:82px;background:var(--surface)}.legal-hero{padding:82px 0 62px;background:var(--ink);color:white}.legal-hero h1{margin:12px 0 20px;font-size:clamp(50px,7vw,88px)}.legal-hero p:not(.eyebrow){max-width:720px;color:rgba(255,255,255,.68);font-size:18px}.legal-layout{display:grid;grid-template-columns:240px minmax(0,780px);gap:70px;padding:72px 0 110px}.legal-nav{position:sticky;top:120px;align-self:start;display:grid;gap:9px}.legal-nav a{padding:11px 14px;border-radius:10px;font-size:13px;font-weight:700}.legal-nav a:hover{background:white}.legal-content{padding:42px;border-radius:var(--radius-lg);background:white;box-shadow:var(--shadow-sm)}.legal-content h2{margin-top:45px;font-size:30px;letter-spacing:-.035em}.legal-content h2:first-child{margin-top:0}.legal-content h3{margin-top:28px;font-size:20px}.legal-content p,.legal-content li{color:var(--ink-soft);font-size:15px}.legal-content ul{padding-left:20px}.legal-callout{padding:18px 20px;border-left:3px solid var(--red);background:var(--red-soft)}
@media(max-width:900px){.application-intro-grid,.application-layout,.legal-layout{grid-template-columns:1fr}.application-sidebar{position:static}.application-steps{grid-template-columns:repeat(3,1fr)}.application-steps li{align-items:flex-start}.application-steps li div{display:none}.security-note,.contact-note{display:none}.legal-nav{position:static;grid-template-columns:repeat(3,1fr)} }
@media(max-width:620px){.application-main,.legal-main{padding-top:72px}.application-intro{padding:55px 0}.application-intro h1{font-size:47px}.application-intro-grid{gap:35px}.application-section{padding:30px 0 70px}.application-layout{gap:24px}.application-card{border-radius:24px}.form-step{padding:30px 22px 8px}.form-actions{padding:22px}.form-grid,.request-summary{grid-template-columns:1fr}.form-field-full{grid-column:auto}.form-actions{justify-content:stretch}.form-actions .button{flex:1}.success-card{padding:32px 22px}.legal-layout{padding:35px 0 70px}.legal-nav{grid-template-columns:1fr}.legal-content{padding:26px 21px}}